Back to Blog
Nithish

Nithish

Developer & Blogger , 21K Tools
India
34 Published Posts

About Nithish

Hi, I’m Nithish. I’m the guy behind 21K Tools. I got tired of online tools that were slow, full of ads, paywalled or sketchy with privacy, so we built simple free ones that actually feel good to use everything runs in your browser, no account needed (maybe someday), no tracking. I write the guides here from stuff I test and use myself. Got suggestions, problems or ideas? Just email us at contact@21k.tools or fill the form at the Help Center. Follow @21ktools on X for updates.

Published Articles

FD vs RD vs SIP — Which Gives More Return? Calculated With Real Numbers

FD vs RD vs SIP — Which Gives More Return? Calculated With Real Numbers

A plain-language comparison of Fixed Deposits, Recurring Deposits, and SIPs using real calculated numbers — same amount, same period, honest tax impact, and an honest …

Can a QR Code Get Hacked? What Scammers Do and How to Stay Safe

Can a QR Code Get Hacked? What Scammers Do and How to Stay Safe

QR codes can't be hacked themselves — but scammers have found clever ways to weaponise them. Here's exactly how QR code fraud works, the specific …

What Does "Processing Locally in Your Browser" Actually Mean?

What Does "Processing Locally in Your Browser" Actually Mean?

Every privacy-conscious tool claims to process locally in your browser. But what does that actually mean technically? Where does your file go? Who can see …

MB vs MiB — Why Your Storage Never Shows What the Box Says

MB vs MiB — Why Your Storage Never Shows What the Box Says

You bought a 1 TB hard drive. Windows says it's 931 GB. Nobody lied to you — but the explanation involves two different definitions of …

Scanned PDF vs Native PDF — Why OCR Makes the Difference

Scanned PDF vs Native PDF — Why OCR Makes the Difference

Most people don't know there are two completely different kinds of PDFs. One has real text inside it. The other is just a photo. Here's …

How Banks Calculate Your Loan EMI — What's Actually Happening Every Month

How Banks Calculate Your Loan EMI — What's Actually Happening Every Month

A plain-language explanation of how your loan EMI is calculated, why most of your early payments go to interest, what flat rate vs reducing balance …